Credit Cards

[Blue_Firefly]

A few weeks ago (might have been a month now) I recieved my first Credit Card :D I've used it 3 times now and I when I used it just a couple minutes ago to buy a USB drive, I suddenly realized how dangerous this thing could actually be. People always mention how dangerous they are, but I never understood because I didn't have one...now I do and I totally understand lol.

I want to buy all this stuff now because I don't have to pay for them until next month...man, somebody seriously needs to cut my card up now before I go bankrupt lol :funny:

[nds76]

Welcome to the world of credit Jenn! Right now I owe too much cuz I don't have a job so I can only make minimum payments.

David

[Marine]

I prefer cash. Much more ideal for privacy.

[matty]

I don't have a credit card, I use a debit card so I only spend the money I have.

[manmangler]

I use credit cards for buying CD and DVD's from internet (Like Amazon, CDon, Play, Djangos)

Jenn
If you see any of those names in your browser window, just close computer. It is much better for Your credit cards. Just belive me, I know.

[tonyme]

I don't use my credit card on the Net because it can easily be stolen... However, I have an "internet" credit card especially made for online orders... This one I use;)

[SevenUp!]

No matter what you use to pay for something...be it a credit card, debit card, internet card, cash or even cheques...just don't spend more than you can afford, and you're fine. :)

For people concerned about their privacy being jeopardized on-line....the security measures most merchants have implemented these days make using a credit card on the net just as, if not more secure than using one in person.

If you are going to shop online with a credit card (which I've been doing for years by the way and have never had a problem), look for a spot on the individual website that hopefully tells you they use at least 128-bit encryption security. This is the one of the highest security levels available and is what most major banks use by the way; if it is good enough for them, it's good enough for me. :)

[MiniShaniaTwain]

I've got several credit cards, and have gotten myself into trouble with them! Especially since I've been laid off from my job (not my new one, my other one) twice!

[Alex]

I don't really like credit cards. I'm under 18 years old plus I can't still have a card at my age, but even if I'm 18 or more I wouldn't like to get one, they're very conflictive and they're only good to steal your money. Say that to my mom, that in some years ago she lost a lot of money because of the credit cards, and she won't ever have a credit card again. My mom and me are used to pay everything with money, I mean, by cash, using the simple money, coins, bills. It's preferible and the surest for you.

[Shania's4life!!]

I prefer a debit card. That way I don't spend the money I don't posses. :p (unless I go into an overdraft... :hide: )

[nds76]

Kinda reminded me of Ka-Ching! lol

[tonyme]

It does remind me of KA-CHING! lol;) such a great song

[Alex]

Me not. Remembering the traditional way to pay it does:p

[siberhuskylover]

I got offered one through my old bank when I was at college. Didn't activate until three months. That was about two years ago...I'm still paying off the original amount. Since then I got offered four more and I have accepted them...used the credit on all five. Three of them are store credit cards. I have gotten a computer, mattress & box spring, few mods to my car, mp3 player (that broke after year of use), CD's & DVD's, gas for the car (few times when I don't carry or too broke for cash), at grocery stores (again when broke), summer shorts, jeans, and my only smart buy...a black women's suit ( never know when you need a suit?)

Only good that I gotten with those evil things....was my car. And I worked for that by paying my bills.

[Alex]

Maybe the good part of usin credit card isn't that right?